by Dubai Car Insurance UAE | May 18, 2025 | Terminologies
Third-party liability refers to the legal responsibility for damage or injury caused to another individual or property. This is the basic coverage required by law in Dubai.
by Dubai Car Insurance UAE | May 17, 2025 | Terminologies
Add-ons are additional coverage options that can be added to your base insurance policy. Common add-ons include engine protection, key replacement, and loss of personal belongings.
by Dubai Car Insurance UAE | May 15, 2025 | Terminologies
Own damage coverage covers repairs or replacements for your vehicle if it is damaged in an accident, fire, or theft. It is typically included in comprehensive car insurance.
by Dubai Car Insurance UAE | May 13, 2025 | Terminologies
IDV is the maximum amount a car insurance company will pay in the event of total loss or theft of the vehicle. This value is determined by the current market value of the car.
by Dubai Car Insurance UAE | May 9, 2025 | Terminologies
An “Act of God” refers to natural events like earthquakes, floods, or storms that are not caused by human actions. Insurance policies may or may not cover such events.
by Dubai Car Insurance UAE | May 7, 2025 | Terminologies
A claims history is a record of all insurance claims made by the policyholder. A clean claims history can help in reducing premiums and earning discounts.
by Dubai Car Insurance UAE | May 5, 2025 | Terminologies
An insurance certificate is a document issued by the insurer to confirm that a car is insured. This document is often required by authorities in Dubai as proof of valid coverage.
by Dubai Car Insurance UAE | May 4, 2025 | Terminologies
The policyholder is the individual who owns the car insurance policy. This person is responsible for paying premiums and filing claims under the terms of the policy.
by Dubai Car Insurance UAE | May 3, 2025 | Terminologies
Underwriting is the process of evaluating a car insurance application. Insurers assess the risks involved based on the applicant’s profile, car details, and driving history.
by Dubai Car Insurance UAE | May 2, 2025 | Terminologies
Claim settlement refers to the process by which the insurance company compensates the policyholder or a third party following an approved insurance claim.
by Dubai Car Insurance UAE | May 1, 2025 | Terminologies
Roadside assistance provides support for drivers who experience vehicle breakdowns or emergencies on the road. Services can include towing, tire changes, and jump-starting a dead battery.
by Dubai Car Insurance UAE | Apr 30, 2025 | Terminologies
This type of coverage provides compensation for injuries sustained by the driver and passengers in the event of an accident. It can cover medical bills and hospital expenses.
