by Dubai Car Insurance UAE | Jul 26, 2025 | Terminologies
The Motor Insurance Authority is the government body responsible for regulating car insurance in Dubai. It ensures that all vehicles are insured according to the law.
by Dubai Car Insurance UAE | Jul 21, 2025 | Terminologies
Policy renewal refers to the process of extending your car insurance policy after the initial term expires. In Dubai, policies are typically renewed annually.
by Dubai Car Insurance UAE | Jul 19, 2025 | Terminologies
The insurer is the company that provides the insurance policy. In Dubai, various insurance providers offer car insurance with different types of coverage and pricing.
by Dubai Car Insurance UAE | Jun 15, 2025 | Terminologies
Temporary insurance is short-term coverage that can be purchased for a specific period, often used by those renting a car or visiting Dubai for a short time.
by Dubai Car Insurance UAE | May 18, 2025 | Terminologies
Third-party liability refers to the legal responsibility for damage or injury caused to another individual or property. This is the basic coverage required by law in Dubai.
by Dubai Car Insurance UAE | May 17, 2025 | Terminologies
Add-ons are additional coverage options that can be added to your base insurance policy. Common add-ons include engine protection, key replacement, and loss of personal belongings.
by Dubai Car Insurance UAE | May 15, 2025 | Terminologies
Own damage coverage covers repairs or replacements for your vehicle if it is damaged in an accident, fire, or theft. It is typically included in comprehensive car insurance.
by Dubai Car Insurance UAE | May 13, 2025 | Terminologies
IDV is the maximum amount a car insurance company will pay in the event of total loss or theft of the vehicle. This value is determined by the current market value of the car.
by Dubai Car Insurance UAE | May 9, 2025 | Terminologies
An “Act of God” refers to natural events like earthquakes, floods, or storms that are not caused by human actions. Insurance policies may or may not cover such events.
by Dubai Car Insurance UAE | May 7, 2025 | Terminologies
A claims history is a record of all insurance claims made by the policyholder. A clean claims history can help in reducing premiums and earning discounts.
by Dubai Car Insurance UAE | May 5, 2025 | Terminologies
An insurance certificate is a document issued by the insurer to confirm that a car is insured. This document is often required by authorities in Dubai as proof of valid coverage.
by Dubai Car Insurance UAE | May 4, 2025 | Terminologies
The policyholder is the individual who owns the car insurance policy. This person is responsible for paying premiums and filing claims under the terms of the policy.
