by Dubai Car Insurance UAE | May 18, 2025 | Terminologies
Third-party liability refers to the legal responsibility for damage or injury caused to another individual or property. This is the basic coverage required by law in Dubai.
by Dubai Car Insurance UAE | May 17, 2025 | Terminologies
Add-ons are additional coverage options that can be added to your base insurance policy. Common add-ons include engine protection, key replacement, and loss of personal belongings.
by Dubai Car Insurance UAE | May 15, 2025 | Terminologies
Own damage coverage covers repairs or replacements for your vehicle if it is damaged in an accident, fire, or theft. It is typically included in comprehensive car insurance.
by Dubai Car Insurance UAE | May 13, 2025 | Terminologies
IDV is the maximum amount a car insurance company will pay in the event of total loss or theft of the vehicle. This value is determined by the current market value of the car.
by Dubai Car Insurance UAE | May 9, 2025 | Terminologies
An “Act of God” refers to natural events like earthquakes, floods, or storms that are not caused by human actions. Insurance policies may or may not cover such events.
by Dubai Car Insurance UAE | May 7, 2025 | Terminologies
A claims history is a record of all insurance claims made by the policyholder. A clean claims history can help in reducing premiums and earning discounts.
by Dubai Car Insurance UAE | May 5, 2025 | Terminologies
An insurance certificate is a document issued by the insurer to confirm that a car is insured. This document is often required by authorities in Dubai as proof of valid coverage.
by Dubai Car Insurance UAE | May 4, 2025 | Terminologies
The policyholder is the individual who owns the car insurance policy. This person is responsible for paying premiums and filing claims under the terms of the policy.
by Dubai Car Insurance UAE | May 3, 2025 | Terminologies
Underwriting is the process of evaluating a car insurance application. Insurers assess the risks involved based on the applicant’s profile, car details, and driving history.
by Dubai Car Insurance UAE | May 2, 2025 | Terminologies
Claim settlement refers to the process by which the insurance company compensates the policyholder or a third party following an approved insurance claim.
by Dubai Car Insurance UAE | May 1, 2025 | Terminologies
Roadside assistance provides support for drivers who experience vehicle breakdowns or emergencies on the road. Services can include towing, tire changes, and jump-starting a dead battery.
by Dubai Car Insurance UAE | Apr 30, 2025 | Terminologies
This type of coverage provides compensation for injuries sustained by the driver and passengers in the event of an accident. It can cover medical bills and hospital expenses.
by Dubai Car Insurance UAE | Apr 29, 2025 | Terminologies
Fire coverage is designed to protect against damages to your vehicle in the event of a fire. This can include damage from accidents or natural events like lightning strikes.
by Dubai Car Insurance UAE | Apr 28, 2025 | Terminologies
This coverage protects your vehicle in case it is stolen. It typically includes replacement of the vehicle or compensation based on the vehicle’s market value.
by Dubai Car Insurance UAE | Apr 27, 2025 | Terminologies
Collision coverage protects against damages to your own vehicle resulting from a collision, regardless of who is at fault. This coverage is optional but recommended for those with expensive cars.
by Dubai Car Insurance UAE | Apr 26, 2025 | Terminologies
Excess is similar to a deductible and refers to the portion of the claim the policyholder is responsible for paying. This amount is subtracted from the total claim payout.
by Dubai Car Insurance UAE | Apr 25, 2025 | Terminologies
The No-Claim Bonus is a discount offered to policyholders who do not make any claims during the policy period. This reward is designed to encourage safe driving.
by Dubai Car Insurance UAE | Apr 24, 2025 | Terminologies
The deductible is the amount the policyholder must pay out-of-pocket before their insurance coverage kicks in. A higher deductible usually results in lower premiums. a
by Dubai Car Insurance UAE | Apr 23, 2025 | Terminologies
The premium is the amount the policyholder pays periodically to keep the car insurance policy active. It varies based on factors like car model, driver’s age, and coverage limits.
by Dubai Car Insurance UAE | Apr 22, 2025 | Terminologies
Liability insurance covers the policyholder’s legal responsibility for any damage or injury caused to others. In Dubai, it’s a mandatory component of any car insurance policy.
